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Kotak 811 Super account Features and charges

The Kotak 811 Super Account is a special type of savings account from Kotak Mahindra Bank. It offers 5% cashback benefits on online Spends Via kotak 811 Super Debit Card. Kotak 811 Super Account Account is designed for digital banking users who want to earn rewards on their Online spends.

Kotak 811 Super Account- Earn 5% Cashback on online Spends
Kotak 811 Super account
⭐⭐⭐⭐⭐ (5/5)
Kotak 811 Super account
Super enrollment Charges
399 Per Year
Cashback With Debit Card
500 Per Month
Physical Debit Card Charges
Zero
Cheque Book
25 leaves/Year Free

💡 Key Features of Kotak 811 Super Account

  • Innitial Funding
    You need to First Add 5000 in Account than after you Can Complete Video Kyc Process to Enjoy Kotak 811 Super Account Benifits
  • Monthly Funding Condition For Cashback
    Every month, you need to Add 5,000 to your account for Enjoy 500 Cashback Per Month
  • One-Year Validity
    The 811 Super program is valid for 1 year from the date of Joing Kotak 811 Super Program. After that you need to Pay 399 to join again for this program.
  • Limited Access Program
    Kotak 811 Super Account is only available to selected customers. Click Here to Upgrade you Normal Kotak 811 Account to Kotak 811 Super Account

🎁 Cashback Benefits of Kotak 811 Super Account

  • Flat 5% Cashback on Spending
    If you spend on Amazon, Flipkart or Other Online E-commerce Website then you Will get 5% cashback (up to ₹500 per month) on your spends using the Kotak Debit Card.
Kotak 811 Super Debit Card 500 Cashback
  • Where You Can Earn Cashback
    Cashback applies to spending done online (E-commerce) or in-store (Point of Sale – POS) using your Kotak debit card.

How existing users can upgrade For Kotak 811 Super Account

Yes, Existing Kotak 811 Full Kyc User also Upgrade to Kotak 811 Super Accoun, You Just need to Follow Some Steps

  • Kotak 811 Super Account Upgrade Link: Click Here
  • Now Fill Your Mobile Number and Date Of Birth Linked With Kotak 811 Account
  • Then Click on Upgrade Now
  • Now Make Deposit of 5000 in your Account
  • Once 5000 Deposited in your Account Kotak 811 Super Account Activated
Average Monthly Balance (AMB)0
Cashback With Debit Card500 Per Month
Physical Debit Card Charges0
Cheque Book 25 leaves/Year Free
Physical Statements – QuarterlyFree
Daily ATM cash withdrawalRs 1 Lakh
Super enrollment Charges 300/Year

📋 Cashback Rules You Must Follow

  1. You must credit ₹5,000 or more to your account every month.
  2. Cashback is given only on eligible debit card transactions.
  3. Maximum cashback is ₹500 per month for 811 Super customers.

Why To Choose Kotak 811 Super Account?

  • Earn monthly cashback up to ₹500
  • Simple eligibility process
  • Great for online and retail shopping
  • 100% digital and easy to manage via mobile app

📱 How to Get Started?

  1. Download the Kotak811 app.
  2. Complete your full KYC and maintain ₹5,000 balance.
  3. Check your eligibility and activate 811 Super.
  4. Spend and earn cashback!

📌 Final Thoughts

The Kotak 811 Super Account is perfect for anyone who wants to earn cashback while saving and spending smartly. Just meet the simple monthly conditions and enjoy benefits worth ₹6,000 annually!

MCC Code Not Eligible For Cashback

  • Transactions on below MCC (Merchant Category Codes) will not be considered for cashback:
    • 5169, 5085, 5199, 2842, 5122, 5039, 5198, 7375, 5051, 5021, 5046, 5099, 7395, 8734, 5044, 5074, 2791- Business-to-business transactions
    • 7995- Betting including lottery tickets, casino gaming chips, race tracks
    • 7273- Dating and escort services 
    • 5960- Direct marketing – Insurance services 
    • 6012- Financial Institution – Merchandise Services & Debt Repayment 
    • 7800- Government licensed – lottery 
    • 7801- Government licensed- online gambling 
    • 7802- Government licensed – racing 
    • 5723- Guns and ammunition shops 
    • 6381- Insurance 
    • 6300- Insurance sales, underwriting & premiums 
    • 6010- Manual cash disbursements – Financial Institutions 
    • 4829- Money transfer 
    • 6051- Non financial institutions – Foreign currency liquid, crypto assets, account funding, traveler cheques & debt repayment 
    • 8651- Political donations 
    • 6540- Non-Financial Institutions – Stored Value Card Purchase/Load 
    • 5300- Wholesale clubs

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