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Top Cashback Credit Card in India
Are You Looking for the Top cashback Card to maximise your Profit in 2025? You Can Earn Cashback by Online Shopping, paying bills, or ordering food. We Also Provide a LifeTime Free Credit Card Trick. In this, we provide you Top 8 Cashback Credit Cards in India to help you choose the best card based on your spending pattern and needs.
SBI Cashback Credit Card
Joining Fee: ₹999 + GST
Renewal Fee: ₹999 + GST
Best Suited For: Online Shopping
Reward Type: Cashback
Cashback Capping on Shopping: ₹5,000/Month
Welcome Benefits: 5% Cashback on Online Spends
Amazon Pay ICICI Credit Card
Joining Fee: Lifetime Free
Renewal Fee: Lifetime Free
Best Suited For: Amazon Shopping
Reward Type: Cashback
Cashback Capping on Shopping: Unlimited
Welcome Benefits: Worth ₹2000 on Card Issuance
Amazon Pay ICICI Credit Card
Joining Fee: Lifetime Free
Renewal Fee: Lifetime Free
Best Suited For: Amazon Shopping
Reward Type: Cashback
Cashback Capping on Shopping: Unlimited
Welcome Benefits: Worth ₹2000 on Card Issuance
Swiggy HDFC Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Best Suited For: Dining | Food
Reward Type: Cashback
Cashback Capping on Shopping: ₹1,500/Month
Welcome Benefits: 3-Month Swiggy One Membership
HDFC Millennia Credit Card
Joining Fee: ₹1,000 + GST
Renewal Fee: ₹1,000 + GST
Best Suited For: Online Shopping | Dining
Reward Type: Cashback
Cashback Capping: 1,000/Month + 1,000/quarter
Welcome Benefits: ₹1,000 gift voucher on ₹1L spend
Flipkart Axis Credit Card
Joining Fee: 500 + GST
Renewal Fee: ₹500 + GST
Best Suited For: Shopping
Reward Type: Cashback
Cashback Capping on Shopping: ₹4,000/quarter
Welcome Benefits: 500 or 1000 Flipkart Gift Card
HDFC Pixel Play Credit Card
Joining Fee: Lifetime Free / ₹500 + GST
Renewal Fee: ₹500 + GST
Best Suited For: Custom Cashback Categories
Reward Type: Cashback
Cashback Capping: Varies per pack
Welcome Benefits: 5% cashback on 2 chosen packs
Airtel Axis Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Best Suited For: Utilities | Airtel Payments
Reward Type: Cashback
Cashback Capping: ₹300/month on Airtel
Welcome Benefits: 25% cashback on Airtel recharges
HDFC Tata Neu Infinity Credit Card
Joining Fee: ₹1,499 + GST
Renewal Fee: ₹1,499 + GST
Best Suited For: Travel | Lifestyle
Reward Type: NeuCoins
Cashback Capping: 500 NeuCoins/month on UPI
Welcome Benefits: 4-month Spotify Premium
Best Debit Card In India
Are You Looking for the Best Debit card to maximise your Profit in 2025? You Can Earn Cashback by online shopping and paying Credit Card bills. In this, we provide you with the Top 10 Debit Cards in India to help you choose the best card based on your spending pattern and needs
Kotak 811 Super Debit Card
Joining Fee: Zero
Annual Fee: Zero
Best Suited For: Online Shopping
Reward Type: Cashback
Reward Rate: 5% cashback on online spends (up to ₹500/month)
Extra Perk: 5% cashback on credit card bill payment (via trick)
Condition: Maintain ₹5,000 monthly deposit to get cashback
RBL Enterprise Debit Card
Joining Fee: ₹7,500 + GST
Annual Fee: ₹2,000 from 2nd year
Welcome Benefits: ₹7,500 joining vouchers
Milestone Benefits:
- ₹2,000 voucher on ₹5L spends/year
- +₹3,000 voucher on ₹10L spends/year
- +₹4,000 voucher on ₹15L spends/year
- Total ₹9,000 voucher on ₹15L spends/year
RBL Signature Plus Debit Card
Joining Fee: ₹5,000 + GST
Annual Fee: ₹1,500 (waived on ₹3L spend/year)
Welcome Benefits: ₹5,000 joining voucher
Cashback: 1% up to ₹1,000/month
Milestone Benefit: ₹5,000 voucher on ₹5L spends/year
IDFC FirsTap Debit Card
Joining Fee: ₹99 + GST
Welcome Bonus: ₹500 (2000 points) on first ₹1,500+ txn
Cashback Capping:
- Normal A/c: ₹2,000
- Select A/c: ₹7,500
- Wealth A/c: ₹12,500
- Private A/c: ₹1,25,000
Axis Liberty Debit Card
Joining Fee: ₹200 + GST
Annual Fee: ₹300 + GST
Reward: ₹750 gift voucher on ₹60K online spends/quarter
HDFC Millenia Debit Card
Annual Fee: ₹500 + GST
Cashback: 2.5% online, 1% wallet/other spends
Max Cashback: ₹400/month
HDFC Old Platinum Debit Card
Annual Fee: ₹850 + GST (Free with Classic Banking)
Cashback: 1% up to ₹750/month (recharge, utility, credit card bill trick)
Union Bank Signature Debit Card
Annual Fee: ₹400 + GST
Cashback: 1% on POS/e-commerce
IndusInd Visa Signature Debit Card
Joining Fee: ₹5,000 + GST (with 5000 XtraSmiles)
Annual Fee: ₹1,499 + GST
Reward Rate: 0.93%
Max Cashback: ₹1,050
Bank of India RuPay Debit Card
Joining Fee: ₹250 + GST (Free for new users)
Annual Fee: ₹250 + GST
Reward Rate: 0.46%
Max Cashback: ₹4,000
Best Use: Zavo or Savesage
Best Saving Account In India
Are you looking for the Best zero-balance savings account in India, where you Do Not Need to Maintain Any Balance and Enjoy Full Benefits, earn Cashback With a Debit Card
Best Current Account In India
Final Verdict: Which is the Best Cashback Credit Card for You?
| If You… | Go For… |
|---|---|
| Shop online frequently | SBI Cashback Credit Card |
| Are an Amazon loyalist | Amazon Pay ICICI Credit Card |
| Love Flipkart & Myntra deals | Flipkart Axis Credit Card |
| Spend a lot on food & delivery | Swiggy HDFC Bank Credit Card |
| Prefer a free card with rewards | Amazon Pay ICICI |
| Use Tata Neu, BigBasket, Croma | Tata Neu Infinity Credit Card |
Maximise Your Savings with the Top Cashback Card
The right cashback credit card can help you earn thousands of rupees back every year. Always review terms and spend categories before choosing. Use this guide as your go-to resource to pick the Top Cashback Card that fits your lifestyle in 2025.