The Tata Neu Infinity HDFC Bank Credit Card is a premium co-branded card tailored for loyal Tata brand shoppers and UPI spenders. With robust NeuCoins rewards, complimentary airport lounge access, and powerful insurance benefits, this card provides impressive value—especially when combined with the Tata NeuPass.
Joining Fee ₹1,499 + GST
Renewal Fee ₹1,499 + GST
Reward Type NeuCoins
Best Suited For Travel | Shopping
🔑 Key Benefits of HDFC Tata Neu Infinity Credit Card
🎁 1. Welcome Bonus
- Get 1,499 NeuCoins (worth ₹1,499) as a welcome benefit when you make your first transaction within 30 days of card issuance.
💳 2. Reward Points (NeuCoins)
| Spend Category | NeuCoins Earned |
|---|---|
| Tata Neu App & Tata Brands (non-EMI) | 5% |
| Other Merchants (incl. EMI) | 1.5% |
| UPI Transactions (RuPay variant only) | Up to 1.5% (0.5% default + 1% extra via Tata Neu UPI) |
Note: NeuCoins are capped for categories like UPI (500/month) and utilities/telecom.
💼 3. Lounge Access
- Domestic: 8 complimentary visits/year (voucher-based from June 2025)
- International (Visa variant): 4 visits/year via Priority Pass
🛡️ 4. Insurance & Security
- Overseas hospitalization: ₹15 lakh
- Accidental death cover: ₹1 crore
- Lost card liability cover: ₹9 lakh
⛽ 5. Fuel Surcharge Waiver
- 1% waiver on transactions ₹400–₹5,000
- Max waiver: ₹500 per billing cycle
🌍 6. Low Forex Markup
- Just 2% foreign currency markup—ideal for international travellers.
📅 Fees & Charges For HDFC Tata Neu Infinity Credit Card
| Type | Amount |
|---|---|
| Joining Fee | ₹1,499 + GST |
| Renewal Fee | ₹1,499 + GST |
| Fee Waiver | Spend ₹3,00,000 in a year to waive renewal fee |
🎯 Tata NeuPass Advantage
When you use the card with Tata NeuPass membership, you get an extra 5% NeuCoins on select Tata brand purchases—making your total effective reward up to 10%.
❌ Exclusions to Know
- No NeuCoins on: fuel, rent, wallet loads, government services, education via third-party apps, and skill-based gaming (from July 2025).
- Monthly NeuCoin caps apply for UPI and utilities.
🙋 Who Should Apply HDFC Tata Neu Infinity Credit Card?
This card is ideal for:
- Tata loyalists (BigBasket, Croma, 1mg, Air India, etc.)
- Regular Tata Neu app shoppers
- UPI-heavy spenders with RuPay preference
- Travelers who value lounge access & insurance
- Users with annual spends > ₹3 lakh to unlock fee waiver
🟢 Pros and 🔴 Cons of HDFC Tata Neu Infinity Credit Card
Pros:
- Up to 10% rewards on Tata spends
- UPI-enabled reward system
- Extensive insurance benefits
- Lounge access (domestic & international)
- Fee waiver available
Cons:
- Reward exclusions and monthly caps
- No benefits on rent, wallet loads, or fuel
- Lounge access tied to spending milestones
Is the Tata Neu Infinity Credit Card Right for You?
If you’re a frequent shopper and a fan of Tata brands, the Tata Neu Infinity Credit Card could be an excellent fit for your lifestyle. It offers an impressive rewards program where you can earn Tata Neu Coins, which are easily redeemable across a wide range of Tata group brands.
One of the standout features of this card is complimentary airport lounge access, especially considering the affordable annual fee. This benefit adds substantial value for frequent travelers. Moreover, the eligibility criteria are fairly straightforward, making it relatively easy to get approved if you meet the basic requirements.
In summary, if you’re looking for a feature-packed credit card with great rewards and exclusive travel benefits, the Tata Neu Infinity Credit Card is worth considering.
📌 Final Verdict
The HDFC Tata Neu Infinity Credit Card is a powerful lifestyle and rewards card for Tata ecosystem users. When paired with Tata NeuPass, the potential rewards—especially on Tata brands and UPI—make it one of the best co-branded cards in India. Just ensure your spend justifies the annual fee or crosses ₹3 lakh to waive it.
You May Consider Tata Neu Infinity Card as Cashback Card Specially for Insurence Bill payment