Are You Looking for the Top cashback card to maximize your Profit in 2025? You Can Earn Cashback by Online Shopping, pay bills, or order food, We Also Provide Life Time Free Credit Card Trick. In this we Provide you Top 8 Cashback Credit Cards in India to help you to choose the best card based on your spending pattern and needs
Table of Contents
Top Cashback Card in India
1. SBI Cashback Credit Card
Cashback Benefits:
- 5% on online purchases (excl. utilities, rent, fuel, wallets)
- 1% on offline spends
- Max Cashback: ₹5,000/month
- Annual Fee: ₹999 + GST (waived on ₹2L spend/year)
Why Choose: A leading top cashback card for e-commerce purchases across platforms.
📌 Apply Now for SBI Cashback Credit Card ➝
2. Amazon Pay ICICI Credit Card
Cashback Benefits:
- 5% for Amazon Prime members
- 3% for non-Prime users
- 2% on partner merchants via Amazon Pay
- 1% elsewhere
- Annual Fee: ₹0 (Lifetime Free)
Why Choose: No annual charges + best returns on Amazon purchases.
3. Swiggy HDFC Bank Credit Card
Cashback Benefits:
- 10% on Swiggy, Instamart, Genie
- 5% on select online merchants
- 1% on other spends
- Annual Fee: ₹500 (waived on ₹2L spend/year)
Why Choose: Best for Swiggy Order and Online Spends
📌 Apply for Swiggy HDFC Credit Card ➝
4. HDFC Millennia Credit Card
Cashback Benefits:
- 5% on Amazon, Flipkart, Myntra
- 1% elsewhere
- 1,000 voucher on ₹1 L spend/quarter
- Joining Fee: ₹1,000
- Annual Fee: ₹1,000 (waived on ₹1L spend/year)
Why To Choose: Best For Shopping on Amazon, Flipkart and Other E-commerce Shopping Website
5. Flipkart Axis Bank Credit Card
Cashback Benefits:
- 5% on Flipkart (₹4,000/quarter cap)
- 7.5% on Myntra
- 1.5% elsewhere
- Annual Fee: ₹500 (waived on ₹3.5L spend/year)
- Welcome Gift: ₹500 Flipkart Voucher
Why Choose: Ideal if you shop heavily on Flipkart & Myntra.
6. HDFC Pixel Play Credit Card
Cashback Benefits:
- 5% on 2 customizable packs
- 3% on Amazon or Flipkart (pick one)
- 1% on all UPI spends (via RuPay)
- Annual Fee: ₹500 (waived on ₹1L spend/year)
Why Choose: you can get Discount along With Cashback During Sale
7. Airtel Axis Bank Credit Card
Cashback Benefits:
- 25% cashback (up to ₹250) on Airtel services
- 10% cashback (up to ₹250) on utilities
- 10% cashback on Zomato, Swiggy (up to ₹500)
- 1% on other spends
- Annual Fee: ₹500 (waived on ₹2L spend/year)
- ₹500 Amazon voucher on joining
Why Choose: Best For Airtel customers For utility bill Payment
8. HDFC Tata Neu Infinity Credit Card
Cashback (NeuCoins):
- 5% on Tata Neu app
- 1.5% on all other spends
- Bonus rewards on Croma, BigBasket, IHCL, Air IndiaAnnual Fee: ₹1,499 (waived on ₹3L spend/year)
Why Choose: Excellent for those engaged with the Tata Neu ecosystem.
Final Verdict: Which is the Best Cashback Credit Card for You?
| If You… | Go For… |
|---|---|
| Shop online frequently | SBI Cashback Credit Card |
| Are an Amazon loyalist | Amazon Pay ICICI Credit Card |
| Love Flipkart & Myntra deals | Flipkart Axis Credit Card |
| Spend a lot on food & delivery | Swiggy HDFC Bank Credit Card |
| Prefer a free card with rewards | Amazon Pay ICICI |
| Use Tata Neu, BigBasket, Croma | Tata Neu Infinity Credit Card |
Maximize Your Savings with the Top Cashback Card
The right cashback credit card can help you earn thousands of rupees back every year. Always review terms and spend categories before choosing. Use this guide as your go-to resource to pick the Top Cashback Card that fits your lifestyle in 2025.